We offer low rates and excellent mortgage options specifically designed for self-employed individuals. Our fast mortgage approval process is available to self-employed individuals, even if they have been declined by other lenders in the past. Our mortgage options take into account the reduced taxable income that may result from claimed expenses. We also have a Stated Income mortgage option for individuals with expenses that impact their qualifying income. We accept dividend and investment income, as long as stability and proof can be provided. To apply, you will need to provide documents such as the Notice of Assessment, T1 Tax Statement, proof of principal ownership in your business, contracts or financial statements, and a copy of the Article of Incorporation or business license. Our network includes top Canadian lenders, including large banks, mortgage finance companies, credit unions, and alternative financers who are willing to accept reasonable income estimates. We also have options tailored specifically for Business For Self (BFS) borrowers. If you're interested, please give us a call!